Why Should You Use A Local Realtor?

Simply put, because all Lake Anna property is NOT created equal.  This is a unique market where no two lots are alike, and no two homes are alike.  The characteristics of the lake vary from area to area and our custom home builders pride themselves in creating distinctive homes for each client.  It is our uniqueness that makes buying and selling real estate here much different than in other nearby regions.

In this day of the Internet, information abounds and consumers do their research and are well informed. Details, photos and virtual tours are invaluable tools in shopping real estate. However, in our lake market there is much more to consider and understand in making your selection.  These intangible differences cannot be gleaned from the Internet or Multiple Listing Services. Only agents who “specialize” in Lake Anna are aware of the additional information that is crucial to your selection. It is these subtle intangibles that dramatically impact whether the property is, indeed, the right purchase for you.  For example, you find a property that looks great, the price is attractive and it seems like a good place for you. Is that all there is to know? No! Those who specialize in Lake Anna real estate make it their business to protect you by providing additional details pertinent to your selection. Knowing whether a waterfront property is shared, designated or private can make a difference of hundreds of thousands of dollars in its value.

Details such as what determines the Dominion setback around the lake, who determines what can and can’t be built along the shoreline, why does the Chesapeake Bay Act affect the lake?…. these are just a few of hundreds of questions that need to be answered. What’s the difference between the “Public” and “Private” side of the lake? What’s a water view worth? How deep is the water in this area and is it navigable for my type of boat? Assigned, deeded, first come-first served boat slips… what are they and what are they worth?  The list goes on and on. Only agents who live at the lake, boat on the lake, and are intimately familiar with each community and its inherent qualities are qualified to protect you in your important purchase.

With three counties adjacent to the lake, each with their own zoning and building codes in addition to the covenants, restrictions and amenities of the more than 150 Property Owners Associations currently at the lake, the task of knowing what location will best suit your needs can’t be found simply by reading an MLS report or shopping ads on the Internet.  You need an agent who truly “knows the lake” and the answers.

We could go on and on with details you should know whether buying or selling property here at Lake Anna.  The best thing to do is come by and talk to one of our agents or sign up for one of Dockside’s “Lake Anna 101” classes.  It’s all free and you won’t be disappointed when you leave. We’re here….at your service, working to protect you.

Find A Local Listing Agent ~ Find A Local Buyers Agent

MEET OUR AGENTS – Lake Anna’s Experts!

Dave Moberly

Office: (540) 895-9400 ext.1030
DID VOIP: (540) 223-9700
Mobile : (540) 226-0035

Cheryl Covey, ABR

Office: (540) 894-9400 ext. 1104
DID VOIP: (540) 223-9715
Mobile : (540) 894-7527

Cynthia Dove, ABR

Office : (540) 894-9400 ext. 1101
DID VOIP: (540) 223-9712



Cindy earned her Real Estate License in 1987....

Cindy earned her Real Estate License in 1987. Since then, she has worked with and learned from some of the industry’s top agents and coaches to enhance her understanding of the market and all aspects of real estate. ­­­ Her extensive knowledge and experience in real estate provides a unique view of the market and trends that she is able to share with her clients to help them make the best decisions for their needs and desires.

Based at Lake Anna Virginia, Cindy is the expert to help you with all your home buying and selling needs in Mineral, Louisa and surrounding Lake Anna areas. Specializing in residential, commercial and investment properties, her Multi-faceted expertise is of great benefit to her clients. Cindy truly understands the dynamics of the Lake Anna real estate market and by using the latest internet technologies to market and find homes at an expert level.

Cindy believes that education is paramount to success and has completed intensive training covering a variety of topics from marketing listings for quick sale to negotiating contracts and helping sellers in danger of foreclosure. As a military dependent and the mother of a military officer Cindy understands the stresses and hassles involved in buying, selling and the relocation process that go along with the Military and special requirements.

Whether buying your first home, your last home or building your investment portfolio, Cindy has the knowledge and experience to deliver the unsurpassed service you deserve. She can’t wait to help make your real estate dreams come true.

Linda Fosdick, ABR, CRS, GRI, RSPS, SFR, SRS

Office: (540) 895-9400 ext. 1010
DID VOIP: (540) 223-9687
Mobile : (540) 872-6556


My husband and I discovered Lake Anna in 1993...

My husband and I discovered Lake Anna in 1993, purchasing a waterfront lot with the long term goal of building a house and retiring to Lake Anna. We’ve spent almost every weekend since enjoying quality time with our two boys and their friends, teaching them to water ski and wakeboard.

We found that the lake makes you play together outdoors and creates a wealth of fond family memories. The lake is a natural gathering place for wonderful get-togethers with family and friends. Our weekends found us spending our days outdoors, and our evenings leisurely enjoying the sunset and counting the stars around a campfire.

In 2004, after 30 years of working in the corporate world and 23 years living in Northern Virginia, I was looking for a quality of life improvement. Lake Anna was calling to me, and I decided to make it my full time home. I had discovered a different lifestyle at the lake where I really enjoyed life in a whole new way, and I wanted to help others discover the Lake Anna lifestyle for themselves. Real Estate combines my interests and strengths along with my delight in meeting new people.


After I studied for my Real Estate License, I quickly learned that there is far more involved in being a good Realtor® beyond the basic training. In order to best serve my clients, I felt the need to pursue a higher level of training. Consequently, I am one of a minority of agents who has studied and earned the Graduate of the Realtor Institute (GRI), the Accredited Buyer Representative (ABR), as well as the Resort, the Second Home Property Specialist (RSPS), and the Short Sale and Foreclosure Resource (SFR) designations.

I want to be a better agent with the knowledge and training to look out for the best interests of my clients. I would like to help you discover the Lake Anna Lifestyle for yourself. Whether you are looking for a weekend retreat, relocating to the lake area, or planning to sell your current home or property, I can help you accomplish your goals.

My belief is that working for you should be all about you. Listening to your dreams and desires and matching them to your perfect place at the lake is my primary objective. Contact me to learn more about the lake, or to discuss your real estate needs. I look forward to seeing you at Lake Anna! http://discoverlakeanna.com

Kathy Gardner

Office: (540) 895-9400 ext. 1011
DID VOIP: (540) 223-9688
Mobile : (540) 535-6439
FAX: 866-325-8175


As your professional realtor...

As your professional realtor my mission is to dedicate myself to making the process of buying or selling your home as easy and satisfying as possible, I will at all times respect the needs of each and every client I am commissioned to work for, I will remain honest and forthright and will place your best interest in the highest regard throughout the process of our transaction. I will order to be a more effective realtor for my clients, I will strive for excellence at all times. http://www.lakeanna-propertiesforsale.com

Gary Griffith

Office: (540) 895-9400
Mobile : (540) 273-7399



In 1980, I moved to Lake Anna to raise my family....

In 1980, I moved to Lake Anna to raise my family and enjoy the wonderful fishing Lake Anna has to offer. After working in the construction industry, I decided to obtain my Real Estate License and began selling real estate in the area.

In 1993, I founded Dockside Realty and functioned as the Principal Broker for 18 years with the intention of keeping Dockside Realty a small and local business. As the company grew, I found myself less involved with clients and more involved with managerial responsibilities. After deciding to sell the company to my managing broker, I still remain very active with Dockside Realty as an Associate Broker and am able to focus more on my clients.

For the past 22 years, I have been the owner and Principal Broker for Dockside Development. I have developed and sold 15 developments on Lake Anna, including Sunset Harbor, Stonewall, Magnolia Harbor, and Sunset Cove. I also developed and built the Boardwalk on Lake Anna and currently own it with a partner. The Boardwalk on Lake Anna is home to many local attractions including Tim’s at Lake Anna, Wake Edger’s Gear and Gift Shop, an arcade and a miniature golf course.

11 years ago, I teamed up with my Real Estate Partner, Lori Noland. Lori and I work closely with one another to ensure that our clients receive the best service available. We pride ourselves on our open availability to our clients and exceptional service. We enjoy all aspects of real estate, but the most exciting part is working with clients who are eager to enjoy all of the wonderful amenities Lake Anna has to offer!

Terri Moberly, GRI, ABR, e-Pro®, RSPS, SRS

Office: (540) 894-9400 ext.1106
DID VOIP: (540) 223-9717
Mobile : (540) 226-3488


Terri Moberly, an Associate Broker with Dockside Realty of Lake Anna...

Terri Moberly, an Associate Broker with Dockside Realty of Lake Anna, has been serving Buyers and Sellers of real estate for almost 15 years.  She has a long record of helping buyers find their dream homes and assisting sellers to realize a profitable gain on their valuable property,

Terri has built a solid reputation of advocating and making her clients (both buyers and sellers) feel cared for during the real estate transaction.   She uses her experience to pro-actively address details before they become issues.    Known as a strong advocate for her clients, she always strives to achieve a positive experience for all parties in a transaction.

Having achieved the prestigious GRI and ABR designations, Terri regularly attends classes to keep current on the latest real estate topics.  She has also earned the designations of e-Pro, SRS, and RSPS.

Terri lives on Lake Anna and specializes in Lake Anna properties.  An expert on Lake Anna real estate, she frequently attends County Board of Supervisors meeting to keep abreast of the latest issues that affect the Lake and it’s residents.

Life & Family

Originally from Sacramento, California, Terri has lived at the Lake since 2002.  Her husband, David, was an active duty officer for 25 years and they spent those years in San Francisco, New York City and Maryland.  Terri has over 40 years of business experience working in the government and the private sector.   She is also on the Board of Directors with Louisa County Habitat for Humanity and is active in her local community HOA.

Terri enjoys travel, but most of all she and David love to welcome their four sons and 11 grandchildren to their waterfront home.  They are true animal lovers and have four Labrador Retrievers.

Terri invites you to take advantage of her in-depth knowledge of Lake Anna and her many years of real estate experience and education.  Whether you have recently discovered Lake Anna or have decided to list your property for sale, Terri will work for you and with you to find your dream home or lot, or sell your property quickly and profitably.  Your complete satisfaction is always her goal.

Because Lake Anna is not like any other Lake it is important to use a local agent who knows Lake Anna. Call Terri for a free Lake Anna 101!


Lori Noland, ABR, GRI, SRS

Office: (540) 895-9400 ext.1019
DID VOIP: (540) 223-9696
Mobile : (540) 872-8042



As a dedicated real estate agent...

As a dedicated real estate agent, I am qualified to guide you in buying or selling a home. Enthusiasm, knowledge of the area and personal concern for the clients interests combine to make me an outstanding resource for your real estate transaction. I work extensively to help Buyers and Sellers meet their real estate goals.

Buying or selling a home is one of the most important transactions in the lives of many people. Because of that, it is important that you work with someone you trust and feel is a market expert with integrity. I measure my success through the satisfaction of my clients and know that your success is my success.

To meet your needs, I offer local expertise in a home market tailored . As a real estate professional, I know the neighborhoods, schools, market conditions, zoning regulations and local economy. I will keep you up-to-date with new listings and conditions as they impact the market. My goal is to make the process as pleasurable and stress-free an experience for you as I can.

I will provide sound and trustworthy advice to help you achieve your real estate goals. Let me guide you through the buying or selling of your home. I look forward to working with you.


Pamela Black-Lemon, ABR, e-Pro, GRI, SRS

Office: (540) 895-9400 ext. 1024
DID VOIP: (540) 223-9701
Mobile : (540) 872-1135



Your lake Anna Expert Agent....

Your lake Anna Expert Agent-I moved to the lake in 2004 after growing up as a weekend warrior from Northern Virginia. I have extensive knowledge of the lake as well as the county of Louisa. No matter what your real estate needs, I can help you. I can assist you if you are a first-time home buyer or you are looking for the perfect vacation home.

Charles Clare

Office: (540) 895-9400 ext. 1045
DID VOIP: (540) 223-9835
Mobile : (804) 513-4504


As your real estate agent, I am committed and eager...

As your real estate agent, I am committed and eager to provide personalized service to match your interest and desires with the perfect dream home! Whether you are looking for a primary residence or a secondary home, I look forward to helping find your perfect fit at Lake Anna.

My wife and I transitioned to Lake Anna in 2014 making it our home and love it more today than we ever dreamed possible. I would love share with you my excitement and joy for boating and spending time on the water and to simply share “lake life” with you. My knowledge of the lake, neighborhoods and local schools will serve as a great resource for you. It is my commitment to provide the greatest professionalism with honesty and loyalty to you with what is likely one of your greatest purchases; buying or selling a home. I look forward to serving you with your real estate needs.

Susie Clare

Office: (540) 895-9400 ext. 1046
DID VOIP: (540) 223-9836
Mobile : (804) 240-4211



Serving as a realtor at Lake Anna is a post-retirement career for me...

Serving as a realtor at Lake Anna is a post-retirement career for me. After 33 years of public service as a teacher, school administrator, and state director of children’s services, I chose this new career knowing it would provide me the opportunity to utilize my strengths in a fun-loving environment supporting others in making their dreams come true. Having relocated to the lake and discovering the wonders of lake life, I am excited to help others define and achieve their real estate goals.

Whether you are looking for a vacation or full-time home or considering selling your home, you will need a qualified, committed, and responsive professional on your side. As your agent, my sole objective will be to provide you with a satisfying experience that will get the job done. I would welcome the opportunity to meet you, discuss your goals, and serve as a proactive guide to facilitate your journey.

Kate Elim, GRI, ABR, e-PRO

Office: (540) 895-9400 ext. 1008
DID VOIP: (540) 223-9685
Mobile : (540) 226-1964



Hi! I’m Kate Elim. Welcome to my (our) Lake Anna neighborhood....

Hi! I’m Kate Elim. Welcome to my (our) Lake Anna neighborhood. I’d like to show you around and tell you all about this very special place.

I’m happy to say I love where I live and I love what I do. Fortunately I am able to live and work in the very same place… Lake Anna. I’m a full time, full service REALTOR® specializing in Lake Anna and the surrounding areas including Fredericksburg, Spotsylvania County, and Louisa County.

I’ve negotiated and settled tens of millions of dollars of real estate transactions. My experience covers all types of properties… from 1 bedroom condos, when I worked in Northern Virginia, to beautiful waterfront lots and homes at Lake Anna. I’ve enjoyed it all. Selling property is more than simply a business transaction when you’re selling a life style.

I specialize in assisting absentee owners, out-of-town buyers, and those who need that extra attention in order to make the transaction a smooth, trouble-free, and fun experience. l ensure a smooth transition for you on that end while I will work hard to create one for you at Lake Anna.

So whether you are buying a home or selling your property, call or email me and let me be of service to you. Looking forward to meeting with you!


Sheila Fisher

Office: (540) 895-9400 ext. 1009
DID VOIP: (540) 223-9686
Mobile : (540) 272-5680


My husband and I fell in love with Lake Anna in 2001...

My husband and I fell in love with Lake Anna in 2001 while visiting the State Park. We decided to buy a boat to explore the lake and decide from the water where we wanted to live. A year latter we purchased our lot and built our home here at the lake. I so loved the lake and wanted to work here as well so in 2010 I started working for a real estate company (Dockside Realty). Then I decided to get my license so I could help others follow their dream of living at Lake Anna.

I have a passion for what I do in helping others and I am very good at it. I would love the opportunity to help you discover all the wonderful things about the lake and decide where you would like to live. There is something here for everyone. Give me a call and we can get started!!


Nancy Komatz

Office: (540) 895-9400 ext. 1044
DID VOIP: (540) 223-9834
Mobile : (540) 273-2736


I live on and love Lake Anna. I’ve owned property here since 1994...

I live on and love Lake Anna. Since 1994, I have owned property at Lake Anna and now love to introduce my beautiful lake to my clients. I specialize in Lake Anna property only. On the listing agent side, I pride myself in the use of the latest technology to market property, but strive not to lose that important personal touch.

Bernice Kube

Office: (540) 895-9400 ext. 1017
DID VOIP: (540) 223-9714



I am a lifelong resident of Louisa County...

I am a lifelong resident of Louisa County. As a young girl I watched as Lake Anna was being built. What a wonderful addition to the area it has been. My goal is to help you find the perfect property to raise a family, to be your weekend getaway or be an investment. I am familiar not only with Lake Anna but all three counties surrounding the lake, Louisa, Orange and Spotsylvania. I would be honored to help you with all your real estate needs. Give me a call!

Dianna Lester

Office: (540) 895-9400 ext. 1014
DID VOIP: (540) 223-9691
Mobile : (540) 623-4866

Ashley Madison

Office: (540) 895-9400 ext. 1040
DID VOIP: (540) 223-9669
Mobile :(540) 748-3053



Born and raised in Louisa County, I spent my childhood years...

Born and raised in Louisa County, I spent my childhood years enjoying beautiful Lake Anna. I chose to make Lake Anna my home after graduating from the University of Virginia and have enjoyed many years on the water with my husband and three daughters. I’m a full time realtor, hardworking and detail oriented, with a passion for helping both buyers and sellers meet their real estate dreams.12+ years in the construction and home building industry, combined with my experience as a realtor, means I provide an advantageous perspective to serve my clients best interest. Can’t wait to work for you!

Milton Maxton

Office: (540) 895-9400 ext. 1015
DID VOIP: (540) 223-9692
Mobile: (540) 894-7192



I have been in the real estate services business in the...

I have been in the real estate services business in the Louisa, Spotsylvania, Orange, and Mineral real estate markets for many successful years and will be here for many more. This longevity and confidence comes from my real estate services to a great many buyers and sellers, and their recommendations to others that result in repeat and referral business that keeps me productive and successful.

As a full service Louisa, Spotsylvania, Orange, and Mineral real estate professional, I work with buyers, sellers and investors in real estate transactions spanning all of the price ranges and property types.

Dee Miller

Office: (540) 895-9400 ext. 1006
DID VOIP: (540) 223-9683
Mobile : (540) 223-9683
FAX: 877-842-3145


I moved to the Lake Anna area in 1996 from Northern Virginia...

I moved to the Lake Anna area in 1996 from Northern Virginia where I lived all my life. We lived several years in Windwood Coves on the lake before building our home on property near by. I have been married for 25 years and we have 3 young adults whom are attending college.

I spent most of the last 20 years devoted to their school projects and sports activities. With many years of volunteering. My background is in construction and project management from the Northern Virginia area, as well as experience in business. I am hardworking and diligent in making every effort for a successful real estate transaction.

Since earning my license in 2007, I have experienced many types of residential transactions from, land purchases, rentals, home purchases to new construction. I look forward to helping you find that dream home.

Libby Sandridge

Office: (540) 895-9400 ext. 1029
DID VOIP: (540) 223-9708
Mobile: (540) 223-0350

Visit My Website!

Libby literally has Sales in her Genes! She grew up in...

Libby literally has Sales in her Genes! She grew up in North Carolina working in Sales from the time she was in High School in her families business. Learning the industry from the ground up she was taught how to market products at a young age. Shortly after graduation she had the opportunity to sell high tech CNC machinery & software Inter-nationally. After many years in the industry she moved to Virginia in 2001 and decided to take her sales abilities to a more local level. Libby obtain her Real Estate License in 2005 and began selling at Lake Anna. She fell in love, not just with the industry but with Lake Anna. She is a promoter of local business and has served on the board of the Lake Anna Business Partnership.

Libby is known for her outstanding client service, 24/7 availability, cutting edge marketing techniques and as a skilled negotiator with her client’s best interest at all times. She believes strongly that it is not just her duty to represent her clients but to also educate them throughout every step of the process. Therefore, enabling her clients to make the best decisions possible. She is honest and often times tells clients things they may not want to hear, hardworking, and extremely knowledgeable about the real estate industry. Libby has excellent realtor to realtor relationships with many top agents in Central & Northern Virginia. In her spare time she loves to read, travel, and spend time with her Family including Bandit & Bailey her most loved Havanese puppies.

Carolyn Schupp

Office : (540) 894-9400 ext. 1102
DID VOIP: (540) 223-9713

Elizabeth Shepard

DID VOIP: (540) 223-9301
Mobile : (540) 718-2207


Growing up as the daughter of an Air Force Officer...

Growing up as the daughter of an Air Force Officer, I have learned that making un-informed decisions can lead to disasters. That is why I strive to be the best at what I do and to work for only the best at what they do. My promise is to make the process of selling or buying your home a pleasant one and to provide you with as much information as I possibly can.

I have lived in Fredericksburg for about 11 years and have worked in Real Estate since 2005. I have worked all ends of the real estate business including but not limited to marketing, closing, assisting agents, commercial real estate and property management. Also, I have provided many different companies with residential and commercial: BPO’s, SIR’s, Occupancy Checks, Price Bids, etc.

I love to work the different areas of real estate, and my specialty is working with Investors. I utilize this unique skill to be able to pinpoint definite market values of homes that are for sale and to help a potential home seller see what their property is worth in the current state that it is in.

Whether you are looking to make a first time home purchase or to invest in real estate, I pride myself on knowing the neighborhoods in the Greater Fredericksburg Area and Colonial Beach to provide you with information on them, as well as my input to help you make an informed decision.

Rosolino Taormina

Office: (540) 895-9400 ext. 1021
DID VOIP: (540) 223-9698



My family and I have been coming to Lake Anna since 2009...

My family and I have been coming to Lake Anna since 2009. We started out just taking a tour on a friends boat, we went out and bought a boat the very next Day! We used to come to the lake whenever we got a chance, but it never seemed to be enough. I decided to move out here in 2015. Since then not only was the lake keeping me busy, but I opened up a great restaurant here at the lake called “Vito’s Italian Restaurant”.

I have been familiar with lake Anna since 2009, and started my Real Estate career in early 2017. Now I can play and work in the best place in Virginia.

Rita Thompson

Office: (540) 895-9400 ext. 1026
DID VOIP: (540) 223-9703
Mobile : (540) 894-6926



My husband Bill and I purchased our waterfront lot in 1996...

My husband Bill and I purchased our waterfront lot in 1996. In 1998 we began building our log home. We became full time residents in 2000. We love living on Lake Anna and are excited to spend forever here. Lake Anna is the most beautiful lake and the people that live here are beautiful too. I love watching my clients dream lake homes become a reality. Bring your dreams and memories and join us at Lake Anna.

Tony Voccia

Office: (804) 224-9300 ext. 1302
DID VOIP: (540) 223-9302
Mobile : (540) 845-5971

Butch Weaver

Office: (540) 895-9400 ext. 1025
DID VOIP: (540)223-9702
Mobile: (540) 840-9155

Visit My Website!



Angel Hess

Office: (540) 895-9400 ext. 1020
DID VOIP: (540) 223-9697

Lacey Jones

Office: (540) 895-9400 ext. 1027
DID VOIP: (540) 223-9704